Fractional CTO and Delivery Lead

Tech, Delivery and GRC for Regulated Financial Services

From board decisions to team execution. I lead engineering and product delivery programmes, build operating models for ICT risk and operational resilience, and run regulatory workstreams from scoping through to supervisory submission.
  • Engineering organisations built for delivery speed and resilience.
  • Regulatory programmes owned end to end, from methodology to supervisory submission.
  • Built and operated regulated payments infrastructure: orchestration, connectivity, settlement, and payouts.
  • Translating regulatory requirements into technical specifications, and engineering decisions back into governance language.

DORA Register of Information Health Check

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Capabilities

Engineering, delivery and GRC across the full range from board decisions to team execution.

Engineering and delivery leadership

Aligning engineering and product organisations around high-velocity delivery: team structure, ownership, and ways of working designed for speed and quality.

Leading strategic programmes across cloud migration, banking infrastructure, and financial integrations, with explicit design for degraded operation and recovery.

  • Engineering organisations built for delivery speed and resilience
  • Strategic programmes from board approval through to operational handover
  • Addressing reliability challenges through architecture, team organisation, and ways of working

Regulatory delivery

Building the methodology and execution behind regulatory programmes:
  • Critical or important function classification
  • Operational resilience strategy
  • DORA workstreams delivered into BAU
  • ICT risk, third-party oversight, and Register of Information obligations embedded in operations

Payments and regulated infrastructure

Building and operating payments infrastructure in regulated environments. The operational depth informs every engagement.
  • Orchestration, connectivity, settlement, and payouts built and operated in production
  • Banking infrastructure for cross-border payment flows in regulated environments
  • Merchant onboarding, UBO verification, and due diligence workflows in regulated payments

Latest insights

Short, practical notes on engineering, delivery, and GRC in regulated financial services.

#DORA#Register of Information
6 min read
Beyond the first submission: three governance failures that will break your DORA RoI in 2026

The 2025 Register of Information submission was a scramble for most organizations. In 2026, the biggest challenge many organizations still face is unresolved governance, driven by unclear ownership, disconnected …

#DORA#Register of Information
6 min read
Why your DORA Register of Information looks complete but fails regulatory validation

The Register of Information often looks complete during internal preparation but fails regulatory validation. This happens because the reporting templates do not enforce the underlying data model. This post explains what …

#DORA#Register of Information
6 min read
The DORA Register of Information is a Data Problem, Not a Compliance Problem

The Register of Information is creating confusion across the industry. But the difficulty is not DORA itself. The EBA published a structured information model with entities, relationships, and integrity constraints. It …

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